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Who this is for
- People asking: “What should I charge?”
- Anyone who needs a quick planning estimate before making a freelance decision.
- People who want to compare two transparent sets of assumptions before committing money.
How to use this tool
- 1Enter your best current estimate for desired annual income, monthly business expenses, billable hours per month.
- 2Review the freelance rate calculator result and the assumptions behind it.
- 3Change one input at a time to compare a conservative and an optimistic scenario.
Companion guide
How to Set a Freelance Hourly Rate in 2026
Your hourly rate has to cover the income you want, annual business costs, taxes, and the hours clients will actually pay for. Start with a floor rate, then charge more for specialized outcomes, urgency, and risk.
Read the guide →Calculator FAQ
What does the freelance rate calculator estimate?+
Set a rate that covers your income, costs, taxes, and real billable time.
Are the results guaranteed?+
No. The result is an estimate based on the inputs and stated formula. Actual rates, terms, taxes, fees, and eligibility can change the outcome.
What should I do after getting a result?+
Use the result as a decision baseline, compare a second scenario, and confirm important tax, lending, or investment decisions with the appropriate qualified professional.
Can I share my scenario?+
Yes. The calculator keeps non-default inputs in the URL so a copied link recreates the same planning scenario.